Investing in your child’s future – teaching them good spending habits | AD

Investing in your child’s future doesn’t just mean putting away cash for them to enjoy and utilise when they turn 18, it also means teaching them good spending habits and the importance of saving not just for a rainy day, but for their futures and for their own children too! At school, we’re taught the value of coins and how to count them, but not how to spend wisely or…

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What is a trust deed? – All You Need to Know | …

How does a trust deed work? A Trust Deed is a legally binding voluntary agreement between you and your creditors (someone you owe money to), and is only available to Scottish residents. If you live in England, Wales or Northern Ireland, there is a similar arrangement called an IVA – however there are different fees, risks and benefits associated. The Trust Deed is supervised and administered by a licensed Insolvency…

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8 ways to find a working promo code in a minute (…

Finding a working promo code can be a real headache. The key word in that sentence is “working.” There are dozens of discount websites on the Internet that seem to specialise in user frustration; just try to use one of their promo codes and see what happens. Usually, the shopper will fill up their online cart with goodies, search and snag a promo code, apply it, and have it fail.…

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Making Plans for the Future with PensionBee

Until a year ago I had always been in employed job roles with huge organisations. We had so many company benefits from great maternity packages and sick pay to preferential rates on financial services and pensions. Because of this I have never had to think about a pension. I knew I had a certain percentage of my salary deducted each month and my employer would match that, giving me a…

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How You Can Find Financial Freedom in 2018 (Starting Now!)

We’re nearly half-way through January already. Where does the time go?! For many of us, saving money and being financially stable is a New Year’s resolution. Whether you’re saving for a holiday, a house or just want a bit more income, we’d all like a bit more cash to ease our daily lives. From PPI claims to switching current accounts, there are plenty of excellent ways to make extra money.…

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How to be a Savvy Shopper This Black Friday

Everyone who has read this blog for a long time will know how much I love a bargain. We had a long journey getting out of debt and now I am always looking to save money where I can and make the most of offers throughout the year. Because of this Black Friday will always be a highlight of my calendar. But, how do you go about getting the best…

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Credit Card Companies – Please Stop Increasing Credit Limits Automatically

I have credit cards that I use regularly. I do my day to day spending on them, paying them off in full each month and earning some sort of reward on each of them – points that I can convert into anything from days out to holidays. I never get to the limit on these credit cards – there is enough room on them to cover six month’s groceries and…

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