One of my aims as a parent has always been to help the children to have a good financial education, to understand money and make wise choices with it as they get older. I’ve always felt that it’s never too early for children to be given or even earn pocket money, save and choose what
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Last month I wrote about how this year we were planning on having a year of less. A year spending less money, focusing less on material things and making more of the things we already have.
I made a conscious decision a few weeks ago that this year would be the year I rein in spending and focus on saving. But, to explain why I’ve made that decision I need to go back a few years.
Anyone watching our lives on social media probably think we have no money worries, don’t have to budget and spend our whole time on press trips and having a big holiday every year. But, we are like every other family. We work hard to afford our lifestyle, plan as much as possible and find times
Your credit score is an important three-digit number impacting your financial life. This is particularly true if you are looking to get a loan or apply for a credit card anytime soon. Lenders use your credit score to help them decide how likely you are to pay your credit card debt or loan on time.
Investing in your child’s future doesn’t just mean putting away cash for them to enjoy and utilise when they turn 18, it also means teaching them good spending habits and the importance of saving not just for a rainy day, but for their futures and for their own children too!
How does a trust deed work? A Trust Deed is a legally binding voluntary agreement between you and your creditors (someone you owe money to), and is only available to Scottish residents. If you live in England, Wales or Northern Ireland, there is a similar arrangement called an IVA – however there are different fees,
Finding a working promo code can be a real headache. The key word in that sentence is “working.” There are dozens of discount websites on the Internet that seem to specialise in user frustration; just try to use one of their promo codes and see what happens. Usually, the shopper will fill up their online