This post contains affiliate links and I may receive commission if you visit a link and buy something. Purchasing via an affiliate link doesn’t cost you any extra, and I only recommend products and services I trust.
I made a conscious decision a few weeks ago that this year would be the year I rein in spending and focus on saving. But, to explain why I’ve made that decision I need to go back a few years.
Anyone watching our lives on social media probably think we have no money worries, don’t have to budget and spend our whole time on press trips and having a big holiday every year. But, we are like every other family. We work hard to afford our lifestyle, plan as much as possible and find times like Christmas such a stretch like other families.
*This is a paid post
Everyone who has read this blog for a long time will know how much I love a bargain. We had a long journey getting out of debt and now I am always looking to save money where I can and make the most of offers throughout the year. Because of this Black Friday will always be a highlight of my calendar.
*This is a collaborative guest post
As the cost of household bills becomes increasingly more worrisome, it’s important to make sure you know how to spend your money safely to protect your finances and your family. The good news is that cutting costs can be much easier than you think, and most households can save hundreds every year just by following a few simple tips.
*This is a collaborative guest post
As of September 2016 people in the UK owed £1.503 trillion. This is up from £1.451 trillion at the end of September 2015. While owing money may be a normal part of life, it can get out of control and severely impact your life. You might spend years paying off a debt, like student loans. Having a burden like this hanging over your head is stressful. Paying your balance off as quickly as possible is important, but you don’t have to sacrifice the quality of your life to do so.