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I am always on the lookout for ways to save money, buy less and get cash back as often as possible on any money we do spend. A couple of weeks ago I heard about Checkout Smart – one of many supermarket cashback apps that gives you exclusive offers wherever you do your grocery shopping. I was intrigued as currently our weekly food shopping is one of the places where I find it hard to earn cashback – using Quidco for most other online purchases – and the only real benefit I see is the supermarket loyalty points.
What were our first impressions of the CheckoutSmart App?
I downloaded the Checkout Smart app and had a play with it – You register for an account and then you’re free to use Checkout Smart. You can browse through the offers or select a store to narrow the results. Each offer has certain T&Cs – Buy something at a certain shop, between certain dates and get a certain amount of cashback. It’s quite straightforward once you’ve got used to the app.
I took myself off to the supermarket, bought some shopping and included a couple of the offers on the Checkout Smart app. When I got home I sat down, with a cup of tea, to see what I had to do. I was surprised it was so easy – All I had to do was select the offers I wanted to claim, take a photo of my receipt and upload it – All on my phone! I then received an email to confirm that my receipt had been uploaded.
After a couple of days I received another email to confirm that my account had been credited with the cashback! You are then able to withdraw funds from your CheckoutSmart account to either your bank account or paypal account. The only ‘catch’ is that each time you make a payment request there is a fee of 5% of the balance. This isn’t a huge amount but it is a fee so definitely something to be aware of.
Also, there is a minimum payout on the app of £1 on your first payout and £5 each time after that. I’ve also used a Checkout Smart alternative, Shopmium, where there isn’t a minimum payout and no fee for withdrawal either.They also have similar items and deals available.
What were my thoughts on Checkout Smart App?
Overall I found Checkout Smart really straightforward to use and it gave me something back just for doing my usual shopping but not only that, it also introduced me to brands I may not have looked at otherwise and prompted me to try new things. Checkout Smart also gives you the cashback on any existing store offers – If the product is currently reduced you’ll still get the cashback!
I will definitely be using Checkout Smart regularly in the future – it’s a great money saving tool.