*This is a collaborative guest post
In these uncertain times in which we live, there can be few greater concerns as a parent than securing the long-term financial future of your family. Things like owning a house, being debt free and living off a decent pension are things that previous generations almost took for granted. But today these things are hardly a guarantee, and who knows how the dynamics will shape up by the time our children are all grown up.
*This is a paid post
If you want to be accepted for a mortgage, car finance or a credit card, it is vital that you have a good credit score.
Many of us do not think about our credit scores until we need them, leading us to lose out on the best deals, or in some cases, not being accepted for credit it at all.
*This is a paid post
I am always looking for new ways to save money or make a little bit more money. I especially love it when I can find a way to make money that fits easily into our lifestyle and doesn’t take too much time either so imagine how I felt when I found out about Clic and Walk – an app that literally makes you money almost from the comfort of your own home.
*This is a paid post
Throughout my adult life I have come across all sorts of deals on store cards, offers that make you want to buy something right there and then, that make anything you dream of seem within reach. Store Cards can be great – with an interest free period at the start they allow you to buy that dream dress, piece of furniture or TV. Purchases you have thought long and hard about or impulse purchases when you see something you love but can’t necessarily afford right now.
*This is a paid post
Our wedding was by far the single most expensive purchase of our lives aside from our house. When we got engaged Dave and I were in quite a lot of debt and I was determined that I would have the wedding I had always dreamed of but would not get into a penny of debt over it. Somehow we managed to pay for a £12k wedding through our 15 month engagement with no help from family – although Dave’s parents did pay for our amazing honeymoon!
Today is a momentous occasion for Dave and I.
Today we are debt free – Aside from our mortgage, a necessary debt really!
Dave and I have had credit card debts/car finance/loans for the whole of our relationship and most probably the whole of our individual adult lives.
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I wrote recently that a new Next flagship store had opened near us in Camberley. Up until this department store opened we had two other local stores. There was Next Camberley in the town centre and one at Farnborough Gate Retail Park. As soon as the new Camberley store opened, the Farnborough Gate store closed for refurbishment… To open as a Clearance store!
On the 2nd February 2009 I came across, and signed up to, a cashback site called Quidco. From what I gathered anything members purchased online you were paid cashback on. I didn’t think it would amount to much but I thought it was worth a shot. What did I have to lose?