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We’re nearly half-way through January already. Where does the time go?! For many of us, saving money and being financially stable is a New Year’s resolution. Whether you’re saving for a holiday, a house or just want a bit more income, we’d all like a bit more cash to ease our daily lives.
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Everyone who has read this blog for a long time will know how much I love a bargain. We had a long journey getting out of debt and now I am always looking to save money where I can and make the most of offers throughout the year. Because of this Black Friday will always be a highlight of my calendar.
I have credit cards that I use regularly. I do my day to day spending on them, paying them off in full each month and earning some sort of reward on each of them – points that I can convert into anything from days out to holidays.
*This is a collaborative guest post
Sometimes unfortunate things happen to good people. Whether it’s bankruptcy, a failed business, a death in the family, divorce, or illness, all of these hapless circumstances typically lead to a bit of depression, some anxiety, and the dreaded bad credit.
*This is a collaborative guest post
As the cost of household bills becomes increasingly more worrisome, it’s important to make sure you know how to spend your money safely to protect your finances and your family. The good news is that cutting costs can be much easier than you think, and most households can save hundreds every year just by following a few simple tips.
Having worked in personal finance for the whole of my adult life and now being self employed one thing that often comes up in conversation is self assessments, tax returns and how being self employed can effect your eligibility for credit.
Three years ago I wrote about Quidco. Back then we were still in a Quidco bubble, getting money drip fed into our account each month and my husband and I really thought it was money for nothing. Since then, nothing has changed except now Quidco lets you cash out the money as and when you like, making it easy to use it as a savings pot, withdrawing funds when you need them.
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It’s that time of year when you might be looking for a little extra cash after the big expense of Christmas but also, you may have received Christmas presents that you don’t need and among them gift cards that you don’t think you will ever use. So why not sell them with Zapper?
*This is a collaborative guest post
As of September 2016 people in the UK owed £1.503 trillion. This is up from £1.451 trillion at the end of September 2015. While owing money may be a normal part of life, it can get out of control and severely impact your life. You might spend years paying off a debt, like student loans. Having a burden like this hanging over your head is stressful. Paying your balance off as quickly as possible is important, but you don’t have to sacrifice the quality of your life to do so.
*This is a paid post
Regular readers all know how much I love a bargain and love to save money on anything we buy. Over the years I have found many websites to help with my bargain hunting and my latest find is Bargain Buys For Busy Mums. This is so much more than a website – it’s a whole community and a Facebook group too.